76 Emplois pour Crédit - Canada

Application Deadline:Address:525 8th Ave SW East TowerJob Family Group:Audit, Risk & ComplianceProvides independent, objective review and adjudication of credit applications and transactions for an assigned portfolio within credit limits or makes credit recommendations and escalates as required. Ensures the credit quality of the assigned portfolios are maintained within the Bank’s risk tolerance, policies & procedures, and meet financing guidelines. Supports credit adjudication operations and initiatives. Provides training and support to teams and channels where the applications and transactions originate.Works with stakeholders to ensure effectiveness of risk management controls, analysis and monitoring on a transactional and portfolio basis.Provides credit coaching, training and support to direct team and other stakeholders as required.Provides strategic input into business decisions as a trusted advisor.Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.Acts as a subject matter expert on relevant regulations and policies.May network with industry contacts to gain competitive insights and best practices.Influences and negotiates to achieve business objectives.Identifies emerging issues and trends to inform decision-making.Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution.Manages resources and leads the execution of strategic initiatives to deliver on business and financial goals.Conducts independent analysis and assessment to resolve strategic issues.Acts as the prime subject matter expert for internal/external stakeholders.Ensures alignment between stakeholders.Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting.Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.Defines business requirements for analytics & reporting to ensure data insights inform business decision making.Employs systems (e.g. customized exception reports, tracking reports etc.) to manage information.Breaks down strategic problems, and analyses data and information to provide insights and recommendations.Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.Leads the development of the communication strategy focusing on positively influencing or changing behaviour.Collaborates across BMO to develop communications strategies and ensure consistency of messaging, in order to positively influence or change behaviour.Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution.Supports credit due diligence activities for bank acquisitions or integration.Reviews and communicates decisions on credit transactions with rationale that can be understood and explained to customers.Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as opportunities for cross-selling and/or alternative solutions to meet client’s needs.Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies.Provides approval for exceptions according to established policy and standards.Monitors the credit portfolio through transaction review & approval to ensure compliance with the Bank’s lending policies and procedures.Provides credit risk coaching and advice to sales & service employees to increase awareness of risk, policy, and knowledge of structuring transactions.Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.Builds effective relationships with internal/external stakeholders.Gathers and formats data into regular and ad-hoc reports, and dashboards.Monitors and tracks performance and addresses any issues.Executes work to deliver timely, accurate, and efficient service.Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.Implements changes in response to shifting trends.Broader work or accountabilities may be assigned as needed.Qualifications:Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.In-depth / expert knowledge of banking products & services.In-depth / expert knowledge of industry trends and regulations.In-depth / expert knowledge of credit portfolio management policies & procedures, and financing guidelines.Proven leadership skills and highly developed coaching skills.Seasoned professional with a combination of education, experience and industry knowledge.Verbal & written communication skills - In-depth / Expert.Analytical and problem solving skills - In-depth / Expert.Influence skills - In-depth / Expert.Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.Able to manage ambiguity.Data driven decision making - In-depth / Expert.Must be Grey ListedSalary:$86,000.00 - $160,000.00Pay Type: SalariedThe above represents BMO Financial Group’s pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: About UsAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.To find out more visit us at .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Brandt Group of Companies is currently seeking two (2) Assistant Credit Managers for our Head office location in Regina, SK. The Assistant Credit Manager will be responsible for the Payment Application process and Customer Account management within our Truck and Trailer and Agricultural divisions.
The successful candidates will be responsible for mentoring a team of staff within the Credit Department. The Credit Department is responsible for accurately recording all payments received across the Truck and Trailer and Agricultural divisions. As well as providing credit assessment for new customers and managing and maintaining existing credit accounts. br>Duties and Responsibilities

Mentoring a team of staff within the Credit Department
Working with the Brandt staff across the country to promote cohesion and accuracy to best serve our customers.
Reconciling payments to customer remittances and the bank.
Work closely with the accounting team daily.
Provide reporting to leadership of daily/monthly/yearly performance.
Provide regular performance metrics for staff reporting to them.
Ensure all relevant information is diligently documented in a concise and accurate manner.
Assessment of credit applications within a designated approval authority level (i.e. necessary credit investigation/approving/declining
Contacting customers and branch staff regarding past due accounts; maintain acceptable delinquency levels.
Ensure the credit policy is adhered to, notify Credit Manager of violations
Some travel within Canada may be required.
Other duties as assigned.

#LI-onsiteRequired Skills
Preference will be given to candidates who are bilingual in both English and French
Demonstrated proficiency with Microsoft Office programs.
Team player with attention to detail, accuracy and the ability to multi-task are essential.
Able to work independently.
Able to work well with all levels of staff and leadership to be successful within the department.
Adaptable and organized in a fast-paced office.
Punctual with good customer service and prioritization skills.
Strong written and verbal English skills for creating correspondence, documents and reports.
Ability to appropriately provide conflict resolution.     Required Experience
3+ years supervisory experience with an office with AP/AR/Accounting focus
Previous experience within a Credit/Accounts receivable Department would be considered an asset.
Previous industry experience would be considered an asset.  br>

Preference will be given to candidates who are bilingual in both English and French
Demonstrated proficiency with Microsoft Office programs.
Team player with attention to detail, accuracy and the ability to multi-task are essential.
Able to work independently.
Able to work well with all levels of staff and leadership to be successful within the department.
Adaptable and organized in a fast-paced office.
Punctual with good customer service and prioritization skills.
Strong written and verbal English skills for creating correspondence, documents and reports.
Ability to appropriately provide conflict resolution.